:root{
  --bg:#FAF6F1;
  --ink:#103360;
  --primary:#145695;
  --mid:#1C4874;
  --accent:#163B82;
  --muted:#567090;
  --muted2:#A8B6C6;
  --white:#ffffff;
  --max:1120px;
  --radius:18px;
  --rule:1px solid rgba(16,51,96,.18);
  --shadow:0 10px 32px rgba(16,51,96,.06);
  --serif:"Cormorant Garamond","Playfair Display",Georgia,serif;
  --sans:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,
*::before,
*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  background:var(--bg);
  color:var(--ink);
  font-family:var(--sans);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:var(--primary);text-decoration:none}
a:hover{text-decoration:underline}
a:focus-visible,
button:focus-visible,
input:focus-visible,
textarea:focus-visible,
select:focus-visible{outline:2px solid var(--primary);outline-offset:2px}
img{max-width:100%;display:block}

.wrap{max-width:var(--max);margin:0 auto;padding:26px 20px}
.top-bar{
  backdrop-filter:blur(6px);
  background:rgba(250,246,241,.95);
  border-bottom:var(--rule);
}
.top-bar .inner{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;padding:8px 0}
.brand{display:flex;align-items:center;justify-content:center}
.brand img{width:300px;height:auto;display:block;border:none;box-shadow:none;background:transparent}
.nav{display:flex;align-items:center;justify-content:center;gap:24px;font-size:15px;color:var(--muted);flex-wrap:wrap}
.nav a{color:var(--muted);font-weight:600}
.nav .cta-small{padding:8px 12px;border-radius:999px;border:var(--rule);font-weight:600;color:var(--ink);background:rgba(255,255,255,.7)}

.hero{padding:40px 0 32px}
.hero-grid{display:grid;gap:26px;align-items:center}
.hero h1{font-family:var(--serif);font-size:46px;line-height:1.05;margin:0 0 14px}
.hero p.lead{margin:0 0 18px;max-width:70ch;color:rgba(16,51,96,.86);font-size:18px}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(20,86,149,.08);color:var(--accent);border-radius:999px;padding:8px 12px;font-weight:700;font-size:12px;letter-spacing:.06em;text-transform:uppercase}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:12px;border:var(--rule);font-weight:700;color:var(--ink);background:rgba(255,255,255,.7);text-decoration:none}
.btn.primary{background:var(--ink);color:var(--white);border-color:var(--ink)}
.btn.ghost{background:transparent}

section{padding:42px 0;border-top:var(--rule)}
h2{font-family:var(--serif);font-size:30px;margin:0 0 10px}
.section-kicker{font-weight:700;color:var(--muted);letter-spacing:.12em;text-transform:uppercase;font-size:12px;margin:0 0 6px}
.section-lead{margin:0 0 22px;color:rgba(16,51,96,.82);max-width:72ch}

.grid{display:grid;gap:18px}
.grid.cols-3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.grid.cols-2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}

.card{
  background:rgba(255,255,255,.7);
  border:var(--rule);
  border-radius:var(--radius);
  padding:18px;
  box-shadow:var(--shadow);
}
.card h3{margin:0 0 6px;font-size:16px;letter-spacing:.04em;text-transform:uppercase;color:var(--mid)}
.card p{margin:0;color:rgba(16,51,96,.86)}

.list{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.list li{display:flex;gap:10px;align-items:flex-start}
.tick{font-weight:700;color:var(--accent);font-size:14px;margin-top:2px}

.callout{
  border:var(--rule);
  border-radius:var(--radius);
  padding:18px;
  background:rgba(255,255,255,.72);
  box-shadow:var(--shadow);
}
.callout strong{font-weight:700}

.legacy{background:rgba(255,255,255,.6);border:var(--rule);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.legacy p{margin:0}

.cta-band{
  background:var(--ink);
  color:var(--white);
  border-radius:var(--radius);
  padding:26px;
  display:grid;
  gap:12px;
  align-items:center;
}
.cta-band h3{margin:0;font-family:var(--serif);font-size:26px}
.cta-band p{margin:0;max-width:70ch}
.cta-band .btn{background:var(--white);color:var(--ink);border-color:transparent;font-weight:700}
.cta-band small{color:rgba(255,255,255,.8)}

footer{padding:32px 0 48px;border-top:var(--rule);margin-top:30px}
.footer-grid{display:flex;flex-direction:column;gap:14px}
.footer-meta{display:flex;flex-direction:column;gap:8px;color:rgba(16,51,96,.86)}
.footer-small{font-size:13px;color:var(--muted)}
.tiny-link{font-size:12px;color:var(--muted);opacity:.9}

.split{display:grid;gap:18px;align-items:start}
.split.two{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}

/* Form */
.form{display:grid;gap:18px}
.form-grid{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
label{font-weight:600;color:var(--ink);display:block;margin-bottom:6px;font-size:14px}
input,select,textarea{
  width:100%;padding:12px 12px;border-radius:12px;border:var(--rule);
  background:rgba(255,255,255,.85);font-family:var(--sans);font-size:15px;color:var(--ink);
}
textarea{min-height:110px;resize:vertical}
.checkbox{display:flex;align-items:flex-start;gap:10px;font-size:14px;color:rgba(16,51,96,.9)}
.checkbox input{width:20px;height:20px;margin-top:2px}
.hint{font-size:13px;color:var(--muted)}
.form-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.status{font-size:14px;color:var(--muted);margin:0}

@media (max-width: 720px){
  .nav{display:none}
  .hero h1{font-size:36px}
  .brand img{width:300px;height:auto}
  .top-bar .inner{padding:4px 0}
}